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Insurance

Underwriting, claims, and loss-ratio analytics on one platform

Insurance profitability lives in the numbers — loss ratios, combined ratios, reserve adequacy, and reinsurance treaty performance. D23 builds managed Superset dashboards that connect your policy, claims, and actuarial data so underwriters and CFOs can see the full picture without waiting for the monthly pack.

The real cost of the status quo

You know exactly where the day goes

  • 1Underwriters can't see their own book's profitability until the actuaries run the monthly report
  • 2Claims trends are buried in the TPA data feed nobody has time to analyse
  • 3Reinsurance treaty utilisation is tracked in a spreadsheet that is always out of date

Reporting takes too long

Analysts spend days assembling reports that should refresh automatically from source data.

Data is siloed

Finance, operations, and sales all see a different number because no one has agreed on definitions.

Decisions lag the data

By the time a dashboard is ready, the window to act has already closed.

The evidence · 2025-26

The numbers behind modern BI

You don't have to take our word for it. Here's what analysts and data teams are reporting right now.

Likely ROI in insurance

Most teams cut their BI cost by half and ship dashboards in days, not quarters.

D23 estimate, based on typical insurance data-team workloads: hours saved on Superset ops, faster dashboard delivery, and self-serve analytics that no longer requires a dedicated analyst for every question. Your mileage depends on warehouse size and how many teams need access to data.

Typical BI cost reduction~50%
Dashboard delivery timeDays, not quarters
Uptime SLA99.9%
Real-world proof · 2024

It already works at this scale

Not a demo. A team in the same kind of work, with results they published.

P&C insurers

Insurance · underwriting analytics

Reported 2024

P&C carriers that replaced legacy BI tools with open-source Superset reported 50–70% lower total analytics cost, while underwriters gained live loss-ratio and combined-ratio dashboards that previously took two weeks to produce.

50–70%

lower total analytics cost

live

loss and combined ratio views

weeks → hours

to refresh underwriting reports

P&C insurers · Industry benchmark 2024

The strongest results come from teams with a connected warehouse, defined metrics, and dashboards their stakeholders actually use. That is exactly what D23 delivers.

Your insurance dashboard suite

A set of managed Superset dashboards built for insurance, each connected to your data sources and maintained by your D23 data team.

Goal: live insurance analytics on Superset
LR

Loss Ratio & Combined Ratio Dashboard

live

Tracks loss ratios by line of business, geography, and underwriter — with trend lines and plan-versus-actual comparisons.

Sources
Snowflake
BigQuery
Postgres
CA

Claims Analytics

live

Average claim cost, severity distribution, litigation rates, and time-to-close, segmented by product and region.

Sources
Redshift
ClickHouse
Databricks
RT

Reinsurance Treaty Monitor

live

Tracks ceded premium, recoveries, and retention against treaty limits in real time.

Sources
MySQL
Trino
DuckDB

What D23 delivers

Loss ratio and combined ratio dashboardsClaims severity and frequency analyticsReinsurance treaty performance monitoringUnderwriting profitability by segment

How D23 works in insurance

  1. 1

    Connect your warehouse

    We connect to your insurance data sources — Snowflake, BigQuery, Postgres, and 50+ others — in days.

  2. 2

    Model your metrics

    We define and agree on the metrics that matter — like Loss Ratio & Combined Ratio Dashboard and Claims Analytics — so every team uses the same numbers.

  3. 3

    Ship your dashboards

    We build managed Apache Superset dashboards with row-level security, SSO, and AI text-to-SQL built in.

  4. 4

    Iterate together

    Your D23 data team handles new requests, schema changes, and new data sources on an ongoing basis.

days not months

to see your book's true loss ratio

Try D23 for Free

Turn every team into a data team.

Get managed Apache Superset, the dashboards your business needs, and AI on top, without hiring a data team.

Get Started

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For Enterprises

Need a custom solution?
Reach out for consultation.